# Masarif App — AI/LLM Information File
# https://masarif.mshru3.com/

## About Masarif
Masarif (مصاريف) is a free, 100% offline expense tracker and money manager app for Android.
It is bilingual (Arabic and English), works without internet, requires no account, and stores all data locally on the user's device.

## App Details
- App Name: Masarif / مصاريف
- Platform: Android (requires Android 5.0+)
- Price: Free (supports premium ad-removal and subscriptions via RevenueCat)
- Google Play: https://play.google.com/store/apps/details?id=com.masarif.finance.manager
- Languages: Arabic (RTL), English
- Offline: Yes, 100% offline, no internet required
- Privacy: All data stored locally, no cloud sync, no account required

## Core Features
1. Daily Expense Tracker — log expenses with 20+ smart categories
2. Income Manager & Auto-Salary — track income from multiple sources with automatic monthly salary
3. Bill Reminders — recurring bill notifications (monthly/yearly)
4. Debt & Loan Tracker — track money lent and borrowed by person
5. Savings Vault & Goals — general savings + goal-based savings
6. Financial Reports & Analytics — monthly trends, spending breakdowns
7. Smart Multi-Wallet System — multiple wallets (cash, bank, digital)
8. Expense Priority Levels — Essential, Normal, Luxury classification
9. WhatsApp Debt Integration — contact debtors via WhatsApp
10. Manual Backup & Restore — export/import financial data
11. Daily Financial Tips — wisdom from experts (Buffett, Kiyosaki)
12. Dark & Light Themes
13. Multiple Currencies — SAR, EGP, AED, KWD, USD, EUR, and more

## Arabic Keywords (target search queries)
مصاريف, مصروفاتي, إدارة الأموال, تطبيق مصاريف, برنامج مصاريف, برنامج حساب المصاريف الشهرية, تطبيق المصاريف مجاني, جدول ميزانية الأسرة الشهرية, إدارة المصاريف, الميزانية الشهرية, إدارة المال الشخصي, ابلكيشن مصاريف, ادارة الدخل الشهري, المصاريف الشهرية, المصاريف اليومية, بديل تطبيق مصاريف, أفضل تطبيق مصاريف للاندرويد, تطبيق ادخار المال, كيف أتحكم في مصاريفي, برنامج حساب الدخل والمصروف, تطبيق ميزانية شهرية, برنامج تسجيل المصاريف اليومية

## English Keywords (target search queries)
expense tracker, money manager, budget tracker, personal finance app, free offline expense tracker, daily expense tracker, bill reminder app, debt tracker, savings tracker, best expense tracker app, money saving app, budgeting app, personal finance tracker, offline expense tracker app free, simple budget planner app, easy money tracker app, daily spending tracker app, finance organizer, personal accounting app, expense analytics, salary tracker, financial reports app

## Website
- Homepage (English): https://masarif.mshru3.com/
- Homepage (Arabic): https://masarif.mshru3.com/ar/
- Privacy Policy: https://masarif.mshru3.com/privacy/
- Terms of Service: https://masarif.mshru3.com/terms/

## Comparison
Masarif vs alternatives: Unlike Wallet, Monefy, Spendee — Masarif is completely free, works 100% offline, requires no account, supports full Arabic RTL, includes debt tracking, bill reminders, savings goals, and WhatsApp integration all in one app.

## Contact
Email: masarif@mshru3.com